Normal Jewelry Extended Service Plans cover these repairs:
Ring Sizings, Refinishing and
Polishing, Earring Repair, Chain Soldering, Labor and Parts required for Resetting Stones, Retipping, Bracelet Soldering, Restringing Pearls, Tightening Stones, Reshaping Rings,
Rebuilding Prongs, Tightening Channels, Soldering Rings Together...
it covers almost everything that could happen to the mounting for a lifetime.
Keep in mind Normal Service Plans always have some exclusions like: Normal wear and tear, Rebuilding Shanks, Losing Gemstones or Diamonds. I say Normal Service Plans, because of course, Service Plans will always vary from Store to Store. It's always good to read over it, so you know what is covered and what isn't covered.
Think about how many times you nick your fingers or get paper cuts. How many times do you look down and see your hand is bleeding and you wonder to yourself, "How did that happen?" Your hands take a lot of punishment, and the rings on your hands take even more! You'll bang your rings and not even know it. They get abused, caught on things, prongs get pulled back, channels loosen up, stones come out. It's just a fact of life. Things happen!
Chances are very good that you'll need to get your rings sized a couple times at some point in time. You'll probably want them polished or refurbished. And the biggest expense of all is retipping. Retipping prongs is adding gold to your prongs when they wear down. Prongs wear down just like tires on a car. Usually about every 7 years or so you'll have to have your prongs retipped. If you run your fingers over the top of your stones and the prongs are flat and smooth, then it's past time for a retipping. Get it done! If not, you'll lose your diamonds. Retipping prongs builds them up so they're strong and durable and will keep holding your stones in.
So when it's all said and done, you're going to spend way more money in repairs then the service plan costs. $40 bucks here and there add up. I ask you, "Is it worth NOT having a Service Plan?" NOPE!
Will everyone really use the Plan? Read on...